Products/Services Overview

A Higher Standard

RTW has been transforming people from absent or idle to present and productive since 1983. Our average claim cost is 57% better than the industry and we close claims faster, resulting in open claims that are 80% less than our competitors. We meticulously manage employee absence to the best possible outcome — creating value by lowering costs and increasing productivity for our customers.

We offer our services for insured customers through our wholly-owned workers' compensation insurance subsidiaries, American Compensation Insurance Company and Bloomington Compensation Insurance Company. For self-insured, large deductible and state fund employers, we offer our Third-Party Administration, MGA Services and custom services through our service division, Absentia.