Frequently Asked Questions – Insurance

What is your A.M. Best Rating?

The A.M. Best Rating of American Compensation Insurance Company and Bloomington Compensation Insurance Company is A- (Excellent, Secure).

Where are you licensed to write business?

Please click map to find out where we are licensed to write business.

What is your underwriting appetite?

Our traditional niche is to write debit mod business driven by soft-tissue injuries. Our insureds must commit to bringing all injured employees back to work in a transitional capacity. While we do not class underwrite per se, we look for four wall exposures such as manufacturing, healthcare and wholesale/retail.

There are also a number of states where we are looking for small accounts (less than $35,000 in premium) with excellent loss experience in selected four-wall classes.

How do I access your insurance products?

RTW distributes insurance policies exclusively through our network of independent agents and brokers. If you need help finding an agent in your area, please contact us for assistance.

Can I access insurance products on-line?

We are presently building this capability and anticipate offering this service during the second half of 2008.